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This is a Bloomberg Opinion editorial.
The above is not a recommendation
Why have a vision quest when you can just take peyote and watch a David Attenborough documentary
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CONSUMING ALCOHOLIC BEVERAGES DURING PREGNANCY, EVEN IN SMALL QUANTITIES, CAN HAVE SERIOUS CONSEQUENCES FOR THE HEALTH OF THE CHILD
Once you qualify, you can either apply for a new policy at non-smoker rates or ask your current insurer about rate adjustments
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